For frequent business travelers, one of the most important selection criteria for a credit card is the reward point program that lets them accumulate points every time they buy a ticket, make a hotel booking, or dine out. They can then redeem these reward points for an assortment of benefits. However, in addition to reward points, many card issuers are offering several perks that are specially targeted to making the lives of harried business travelers more convenient and stress-free. Some of the perks offered by travel credit cards
Trip Cancellation/Trip Interruption Insurance
If your trip is unfortunately canceled due to any reason deemed valid by the benefit administrator like severe weather, sickness, natural disasters, etc., you will be eligible to reimbursement of up to a specified amount per person and per trip on account of non-refundable prepaid expenses incurred you like plane tickets, hotel bookings, tours, etc. A similar reimbursement is also available in case of trip interruption though the amount may vary.
Baggage Delay Insurance
Cardholders are eligible to claim reimbursement for airline checked baggage that has been delayed for more than a certain time to buy essentials like clothing and toiletries. To make a claim, you need to obtain a baggage delayed report from the airline baggage counter and the receipts of purchases of essentials. If the luggage is certified to be lost, cardholders may qualify to receive the amount specified for lost baggage.
Trip Delay Reimbursement
In case your travel is delayed by more than a certain number of hours or you are required to spend the night before taking the next flight out due to any reason, you and your family are eligible to get reimbursements for meals and lodging for up to specified sums per ticket purchased with your Chase Sapphire Credit Card, according to https://creditcards.usnews.com.
Travel Health Insurance
If you are thinking of buying travel health or accident insurance cover when you travel abroad, it may come as a pleasant surprise that your credit card may already be giving your health insurance cover for free. This perk can end up saving you a lot of money in case you need emergency medical attention in a foreign country. Most credit cards offer accident insurance free with the insurance as high as $500,000 for accidental death and dismemberment for air travel.
Free Global Entry/TSA PreCheck
Many of the premium travel credit cards make up for their typically stiff annual fees by giving you access to Global Entry or TSA PreCheck programs by reimbursing you the entry fees. These programs can be very valuable as you do not have to wait in long and tiresome queues and speed through security checks without having to remove your shoes, jackets, belts, laptops, etc.
If you travel frequently on business or otherwise, choosing the right travel card can make life a lot more convenient and save you from the stress of being continually on the move and worrying about all the things that can potentially go wrong. The card rewards program benefits as well as the additional travel protection perks make the high annual fees worthwhile.
Author Bio –
Kristen Smith is a blogger and content writer who write many articles on Social Media and Technology. She enjoys reading a new thing on the internet. She spends a lot of time on social media.